Roof Financing
Charlotte NC
Get a new roof today with affordable monthly payments as low as $99/month
Don't let budget concerns delay protecting your home. Best Roofing Now offers flexible financing options with 0% interest promotions, easy approval, and terms that fit your budget. Apply in minutes and get approved the same day.
Flexible Roof Financing Options
We partner with trusted lenders to offer Charlotte homeowners affordable ways to finance their new roof or major repairs.
0% Interest for 18 Months
Qualified buyers can enjoy 0% APR financing for 18 months. Pay off your roof with no interest charges.
Low Monthly Payments
Payments starting as low as $99/month depending on project size. Make your new roof affordable.
Extended Terms Available
Terms from 12 to 144 months to find the monthly payment that fits your budget.
Quick & Easy Approval
Apply in minutes with a simple online application. Most approvals within hours, not days.
No Prepayment Penalties
Pay off your loan early without any fees. Save on interest by paying ahead of schedule.
Credit Options for All
We work with multiple lenders to find options for good credit, fair credit, and everyone in between.
Sample Monthly Payments
See how affordable a new roof can be with our financing options. Payments vary based on credit approval and terms.
| Loan Amount | 12 Months | 36 Months | 60 Months |
|---|---|---|---|
| $10,000 | $833/mo | $286/mo | $175/mo |
| $15,000 | $1,250/mo | $429/mo | $263/mo |
| $20,000 | $1,667/mo | $572/mo | $350/mo |
| $25,000 | $2,083/mo | $715/mo | $438/mo |
*Sample payments are estimates based on 0% APR promotional rates. Actual payments may vary based on credit approval, loan terms, and interest rates. Contact us for personalized payment options.
Easy Application Process
Getting approved for roof financing is quick and simple. Here's how it works.
Get Your Free Estimate
We provide a detailed quote for your roofing project with no obligation. Know exactly what your roof will cost.
Apply Online in Minutes
Fill out a simple online application. No hard credit pull for pre-qualification - just basic information.
Receive Your Approval
Most applications are approved the same day. We'll review your options and find the best terms for you.
Choose Your Plan
Select the financing terms that work for your budget - interest rate, monthly payment, and loan length.
We Install Your Roof
Our certified team completes your roof installation with premium materials and expert craftsmanship.
Make Convenient Payments
Pay monthly through easy online payments. Set up autopay and never miss a payment.
Ready to Finance Your New Roof?
Get a free quote and explore your financing options. No obligation, no pressure.
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62+ Google Reviews
Why Finance Your Roof with Best Roofing Now?
We're not just a lender - we're your complete roofing partner. When you finance with us, you get the same top-quality materials, expert installation, and industry-leading warranties that have made us Charlotte's trusted roofing company.
BBB A+ Rated
Trusted by Charlotte homeowners with an A+ BBB rating for honest, ethical business practices.
5-Star Reviews
62+ five-star Google reviews from satisfied customers across Charlotte.
No Hidden Fees
Transparent pricing with no surprises. We clearly explain all financing terms and costs.
Premium Materials
Financing includes the same top-quality materials we use on every job - no shortcuts.
Multiple Lender Options
We partner with several lenders to find the best rates and terms for your situation.
Fast Installation
Once approved, we can typically schedule your installation within 1-2 weeks.
Roof Financing Available Throughout Charlotte
Our financing options are available to homeowners throughout the Greater Charlotte metro area.
Charlotte Neighborhoods
Myers Park, Dilworth, South End, Ballantyne, University City, SouthPark, and all Charlotte neighborhoods
Lake Norman Area
Huntersville, Cornelius, Davidson, Mooresville, Denver, and the Lake Norman region
Greater Charlotte
Matthews, Mint Hill, Pineville, Gastonia, Concord, Fort Mill SC, Rock Hill SC, and more
Roof Financing FAQs
Answers to common questions about financing your roof in Charlotte.
What credit score do I need for roof financing in Charlotte?
We work with multiple lenders who have different requirements. While excellent credit gets the best rates (typically 700+), we have options for fair credit (640-699) and even some programs for scores below 640. The best way to know your options is to apply - the pre-qualification doesn't affect your credit score.
Is there really 0% interest financing available?
Yes! We offer 0% APR financing for qualified buyers for periods up to 18 months. This promotional rate requires good credit and full repayment within the promotional period. It's a great option if you can pay off your roof quickly without interest charges.
How long does the financing approval take?
Most applications receive a decision within hours, often within minutes. The online application takes just 5-10 minutes to complete. Once approved, we can typically schedule your installation within 1-2 weeks.
What is the typical monthly payment for a roof replacement?
Monthly payments depend on your loan amount and terms. For a typical Charlotte roof replacement ($12,000-$18,000), monthly payments range from $150-$400 depending on the loan term you choose. Longer terms mean lower payments but more interest over time.
Can I finance just roof repairs or only full replacements?
We offer financing for both repairs and full replacements. However, financing is typically most beneficial for larger projects ($5,000+) where spreading the cost makes sense. Smaller repairs may be easier to handle with other payment methods.
Are there any prepayment penalties?
No. Our financing options have no prepayment penalties. You can pay off your loan early at any time without any additional fees. This saves you money on interest if you come into extra funds.
What information do I need to apply for roof financing?
The application process is simple. You'll need basic personal information (name, address, SSN), employment details, and income information. The whole application takes about 5-10 minutes to complete online.
Do you offer financing for commercial roofing projects?
Yes, we have commercial financing options available for businesses in Charlotte. Commercial terms may differ from residential financing. Contact us to discuss your commercial project and financing options.
Ready to Finance Your New Roof?
Get a free estimate and explore your financing options. With 0% interest promotions and flexible payment plans, a new roof is more affordable than you think.
No pressure. No obligation. Just honest advice from a family-owned business.